About Niva Bupa

Niva Bupa Health Insurance Company Limited is a specialised health insurance company in India focused on providing comprehensive health and wellness solutions for individuals, families, senior citizens, and businesses. The company was earlier known as Max Bupa Health Insurance Company and was rebranded as Niva Bupa in 2021. It is promoted by Bupa Singapore Holdings Pte. Ltd., a part of the global Bupa healthcare group, and operates with a strong focus on health insurance and customer-centric healthcare services. Niva Bupa offers a wide range of products including individual health insurance, family health insurance, senior citizen plans, critical illness insurance, personal accident insurance, mediclaim, top-up plans, and other specialised health insurance solutions. These products are designed to help customers manage eligible medical and hospitalization expenses while providing financial support during unexpected healthcare situations. The company has developed a large healthcare network across India, allowing eligible policyholders to access cashless treatment at network hospitals according to the terms of their selected policy. Niva Bupa also provides digital services that make it easier for customers to explore plans, purchase and renew policies, access policy information, locate network hospitals, submit and track claims, and manage other insurance-related requirements. As of March 31, 2026, Niva Bupa had more than 210 branches across India, covered over 25 million lives, and had a network of more than 10,500 hospitals. The company also has a large distribution network consisting of agents, brokers, banking partners, and other corporate agency partners, helping its health insurance solutions reach customers across different parts of the country. Niva Bupa continues to focus on making health insurance more accessible through technology, healthcare partnerships, digital services, and a broad range of coverage options. Its approach combines insurance protection with healthcare and wellness support, allowing customers to explore solutions based on their individual health requirements, family needs, age, financial priorities, and desired level of coverage. The actual benefits, coverage limits, exclusions, waiting periods, eligibility requirements, claim conditions, and other policy features depend on the specific insurance plan selected. Customers should carefully review the applicable policy wording, terms, conditions, and exclusions before purchasing a Niva Bupa health insurance policy.